Is it time to add lifetime income to 401(k) plans?

Independent education.
Unbiased data and process.
Fully transparent.

Learn, compare, and adopt a repeatable process for selecting and evaluating today’s in-plan annuity solutions.

Start with the Friendly Guide Sign up for Hub Access

Why Add Lifetime Income to a 401(k) Plan?

Retirement benefits enhancements like lifetime income help employers:

1. Attract and retain employees
2. Reduce financial stress concerns
3. Enable employees to retire on time

Lifetime income turns savings into a reliable paycheck.

That paycheck gives retirees the “license to spend”—and enjoy retirement more fully.

Most 401(k)s focus on saving, not spending.

In-plan annuities help bridge the gap between Social Security and essential retirement needs—without requiring access to a financial planner.

Get Started & Get Going

Innovation in 401(k) annuities is moving fast. Fiduciaries need a trusted, independent resource to navigate the options.

The 401(k) Annuity Hub provides:

A complete universe of actively marketed 401(k) solutions
Research, filtering, and comparison tools based on fiduciary principles
Guidance from a recognized industry educator and thought leader with decades of experience understanding (and explaining) annuities.

Not sure where to begin? You can start free with our Learning Center or unlock the full Hub when you’re ready.

Learn the basics

Explore the Learning Center

Go deeper

What is the 401(k) Annuity Hub?

The 401(k) Annuity Hub subscription service is your window into the solutions available in the market today and how they fit into plan design. We offer a complete list of products and our proprietary, easy-to-use, and fully transparent selection tool.

Whether you’re getting a feel for the landscape or you’re ready to start placing a solution within a plan, the Hub is here with the information you need.

KEY FEATURES:

Simple, repeatable selection wizard

Documentation with side-by-side comparison

A complete product landscape

Built on Proven Leadership

The 401(k) Annuity Hub’s founder, Tamiko Toland, based the structure around her proprietary top-down decision framework. Affectionately known as the “annuity Yoda,” she was named a 2024 BenefitsPRO Luminary for Education & Communication and spent years applying her understanding of annuities to the retirement plan space.

“I start with process, not product, to give fiduciaries a simple and usable way to get their arms around what’s available in the market.”
—Tamiko Toland, Founder, 401(k) Annuity Hub

Explore Lifetime Income Basics

Clear, practical, and fiduciary-focused: the Friendly Guide makes in-plan annuities easy to understand, whether it’s your first dive or a refresher.

Start with the Friendly Guide

Your Complete 401(k) Annuity Resource

Subscribe for full access to the market, selection tools, and plan design insights. Compare, filter, and select solutions with confidence.